PIE FinancialsHow it works
You started this business to take care of your family
Many owners are the lowest-paid person on the crew and don't realize it until tax time. PIE reorders how you look at your money so your paycheck, taxes, and savings aren't an afterthought.
1. Tax Set-Aside
A slice comes off the top for taxes, so you're not scrambling when the bill arrives. You decide the amount — we help you stick to it.
2. Your Take-Home Pay
This is why you started the business. If your paycheck isn't funded, everything else has to wait, because your family's rent doesn't.
3. Business Savings
A cushion for slow months, a broken truck, or the vacation you keep putting off. The business owes this to your future.
4. Cost to Run
What's left runs the jobs: fuel, materials, insurance. The business lives within what remains, not the other way around.
Four steps, five minutes a day
Set what you need to take home
Tell us the paycheck your family actually needs, your tax rate, and typical costs. Pick your industry and we prefill sensible defaults.
Log the money each day
Two taps to log a job or an expense. That's the whole daily habit. No categories to memorize.
Read the traffic light
Green means you're tracking with the plan you set. Red means you're behind on it. You still decide what to do next.
Read the coaching prompts
Money Insights turn the numbers into things to consider: nudge a price, trim a cost, or book more work. Suggestions only, not advice.
What you'll see inside
Traffic-light dashboard
One glance tells you if today is on pace.
Money Insights
Prompts that point out things to consider in words that make sense.
Playroom
Test a price bump or a slow week without touching your real numbers.
Know which jobs are worth your time
Tag each job you log with the service you performed. PIE tallies revenue, direct costs, and a fair share of overhead per service, so you can see in real time whether cleanouts, mowing, color, or any other line of work is actually paying you, or quietly eating into your take-home. If a service is losing money, raise the price or drop it.
Green service
Pulls its weight and helps fund your paycheck.
Yellow service
Thin margin. A small price bump or cost cut goes straight to you.
Red service
Losing money once overhead is factored in. Raise, cut, or drop it.
New
Take-home tracking, history-locked
Set a monthly take-home target and PIE shows you exactly how far off you are, every day. When you change the target, only the current month forward moves — past months keep the number that was active then, so old dashboards never rewrite themselves.
Pacing panel on the dashboard
Live math: revenue minus tax reserve minus expenses vs. your target. Green when you clear it, plain-English guidance when you don't.
History-locked timeline
Every save writes a versioned row. See a chronological list in Settings with an Active Current chip on today's value and Locked History on the rest.
Save & Sync Dashboard
A one-click button forces the dashboard, forecast, and jobs cards to repaint against the new target immediately.
Ask PIE Chat
The chat coach reads your current target and answers questions like "Am I on track for take-home this month?" with your live numbers.
Try it with sample data
Sign up and load a demo business with 60 days of transactions. Nothing to enter, just click through and see the dashboard live.
PIE Financials is a money-tracking and planning tool. Nothing on this page or in the app is accounting, tax, legal, or financial advice, and we don't guarantee any business or financial outcome. Talk to a qualified professional before making decisions about taxes, structure, or investments.